Home Insurance

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Contact The HCF Expert Centre™ to speak with an advisor about Home Insurance.


Homeowners Insurance

Protect your home, family and financial well-being by ensuring you have the right coverage tailored to your needs.

Condo Insurance

Protect your liability, contents and unit upgrades by ensuring you have adequate coverage in addition to your condo corporations

Property Insurance

Protect your cottage, secondary residence or rental property from damage and other perils. You can even insure the rental income you receive from it.

Not Your Average Insurance Brokers

Our brokers work with Ontario's leading insurance providers giving you access to some of the most competitive insurance rates on the market.

Our simplified application process allows you to apply for and bind coverages directly over the phone/electronically. 

Stay up to date with the status of your application through our Online Portal. You can also use it to access your policy documents and insurance certificates anytime.

We ensure you will be able to speak directly with your insurance broker if needed. You will have their mobile number and email address. For easier communication, you can message us directly through the online portal.

It does not cost anything extra to use the services of an Ontario insurance broker. Our brokers are completely transparent and encourage you to ask them about their remuneration.

Our brokers assess your individual needs prior to quoting. This ensures you are always fully protected while saving money by not paying for additional coverages you do not need.

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