HCF Academy

September 03, 2018

How to calculate your maximum mortgage eligibility in Ontario?

When you’re house hunting in Ontario, it’s important to determine the maximum mortgage you’re...
September 02, 2018

Why your credit score is important with getting a mortgage?

Your Canadian credit score helps lenders evaluate your financial health, indicates the level of...
September 01, 2018

Deposit vs. Down Payment

Article Coming Soon.
August 31, 2018

What is mortgage default insurance and how to calculate it? (CMHC Insurance)

In Canada, mortgage default insurance (also known as CMHC insurance) is mandatory for all home...
August 30, 2018

What is the RRSP Homebuyers Plan? Do you qualify?

Everything You Need to Know About the RRSP Homebuyers Plan
August 29, 2018

What is the First-time Homebuyers Tax Credit in Canada?

The first-time home buyers tax credit was started as a part of ‘Canadas Economic Action Plan’ to...
August 28, 2018

What is the land transfer tax rebate? Can you benefit?

What is it?
August 28, 2018

Why is a Purchase and Sale Agreement important in Ontario Real Estate?

In Ontario, whether you’re buying or selling a property, the Agreement of Purchase and Sale is the...
August 27, 2018

Why is a home inspection important when buying a home in Ontario?

A home inspection is a professional service that determines the condition of your home’s major...
August 26, 2018

What are real estate closing costs in Ontario?

Buying a home can be costly in Ontario! And closing costs can be deceiving if you aren’t prepared...
August 25, 2018

Why mortgage lenders require you have home insurance in Ontario?

Homeowners insurance covers both your property and the contents inside of it from unexpected loss...
August 24, 2018

What is title insurance and why you're required to have it?

What does “title” mean?