Car Insurance

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Contact The HCF Expert Centre™ to get a car insurance quote.


Mandatory Coverages

Third party liability, accident benefits, and uninsured motorist coverage are the minimum requirement to legally drive on the road in Ontario.


Enhanced Coverages

Ensure physical damage to your vehicle is covered through either collision, comprehensive or all perils coverage.


Additional Coverages

We've got you covered with accident protection, waiver of depreciation, and loss of use coverage.

Not Your Average Insurance Brokers

Our brokers work with Ontario's leading insurance providers giving you access to some of the most competitive insurance rates on the market.

Our simplified application process allows you to apply for and bind coverages directly over the phone/electronically. 

Stay up to date with the status of your application through our Online Portal. You can also use it to access your policy documents and insurance certificates anytime.

We ensure you will be able to speak directly with your insurance broker if needed. You will have their mobile number and email address. For easier communication, you can message us directly through the online portal.

It does not cost anything extra to use the services of an Ontario insurance broker. Our brokers are completely transparent and encourage you to ask them about their remuneration.

Our brokers assess your individual needs prior to quoting. This ensures you are always fully protected while saving money by not paying for additional coverages you do not need.

Find A Closing Centre Near You


    • Mississauga

      90 Burnhamthorpe Rd W, Unit 14000
      Mississauga, ON L5B 3C3

    • Burlington

      4145 North Service Rd, 2nd Floor
      Burlington, ON L7L 6A3

    • Hamilton

      21 King Street West, 5th Floor
      Hamilton, ON L8P 4W7

    • Downtown

      401 Bay Street, 16th Floor
      Toronto, ON M5H 2Y4

    • Liberty Village

      60 Atlantic Avenue, Suite 200
      Toronto, ON M6K 1X9

    • Yorkville

      99 Yorkville Avenue, Suite 200
      Toronto, Ontario, M5R 3K5

    • Harbourfront

      88 Queens Quay W #2500
      Toronto, ON M5J 0B8

    • Midtown

      2 Saint Clair Avenue West, 18th Floor
      Toronto, ON M4V 1L5

    • North York

      3080 Yonge St #6060
      Toronto, ON M4N 3N1

    • Vaughan

      9131 Keele St A4
      Vaughan, ON L4K 0G7

    • Markham

      3601 Hwy 7 suite 400
      Markham, ON L3R 0M3

    • Richmond Hill

      9225 Leslie St Suite 201
      Richmond Hill, ON L4B 3H6

    • Scarborough

      10 Milner Business Ct Suite 300
      Scarborough, ON M1B 3C6

    • Don Mills

      895 Don Mills Rd
      North York, ON M3C 1W3

    • Etobicoke

      3250 Bloor Street West, East Tower, Suite 600
      Toronto, ON M8X 2X9

    • Etobicoke

      10 Four Seasons Place, Suite 1000
      Toronto, ON M9B 6H7

    • Brampton

      2 County Ct Blvd #400
      Brampton, ON L6W 3W8

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